Security

How we protect your data

Privacy-First Design

Your financial data deserves the highest protection.

Unlike many financial apps, SpentWorth doesn't require you to link your bank accounts. We use a simple CSV import process that keeps you in complete control of what data you share.

Encryption

All data is encrypted in transit using TLS 1.3 and at rest using AES-256 encryption.

No Credentials

We never ask for or store your bank login credentials. CSV imports don't require bank access.

Secure Hosting

Our infrastructure is hosted on enterprise-grade cloud platforms with SOC 2 compliance.

Data Deletion

Delete your account and all associated data at any time. We don't keep backups of deleted data.

How CSV Import Works

  1. You download a CSV file from your bank (most banks offer this)
  2. You upload the CSV to SpentWorth
  3. The file is processed and transactions are categorized
  4. Only the transaction data (date, amount, merchant) is stored

We never see your account numbers, balances, or login credentials.

Security Best Practices

To keep your account secure, we recommend:

  • • Using a strong, unique password
  • • Not sharing your account credentials
  • • Logging out when using shared devices
  • • Keeping your email address up to date

Report a Vulnerability

If you discover a security vulnerability, please report it to security@spentworth.com. We take all reports seriously and will respond promptly.