Privacy Policy

Last updated: January 21, 2026

Our Commitment to Privacy

At SpentWorth, we believe your financial data is deeply personal. We've built our service with privacy as a core principle, not an afterthought.

Key Privacy Facts:

  • • We never access your bank credentials
  • • CSV files are processed locally in your browser
  • • We don't sell your data to third parties
  • • You can delete your data at any time

Information We Collect

Account Information

When you create an account, we collect your email address and a password (which is securely hashed).

Transaction Data

When you upload CSV files, we store the transaction data you choose to import. This includes dates, amounts, merchant names, and categories. We do not store your bank account numbers or any credentials.

Usage Data

We collect basic analytics to improve our service, including pages visited and features used. This data is anonymized and not tied to your financial information.

How We Use Your Information

  • • To provide and maintain our service
  • • To calculate your spending insights and opportunity costs
  • • To send you important account notifications
  • • To improve our product and user experience

Data Security

We use industry-standard security measures to protect your data:

  • • All data is encrypted in transit (TLS/SSL)
  • • Data at rest is encrypted using AES-256
  • • We use Supabase for secure database hosting
  • • Regular security audits and updates

Your Rights

You have the right to:

  • • Access your personal data
  • • Export your data at any time
  • • Delete your account and all associated data
  • • Opt out of marketing communications

Contact Us

If you have questions about this Privacy Policy, please contact us at privacy@spentworth.com.